Letter confirming insurance cover

If your employees regularly work on other business premises you may be asked for evidence of your public, and perhaps even your product liability, insurance cover.

Advice

In order not to delay the tendering process or even jeopardise an order being awarded at all, ask your insurance company or brokers for a letter confirming the details of your insurance in advance - that way you won’t lose any valuable time. A “to whom it may concern” letter is all that’s required.

Some companies may require a certain level of insurance cover before they will award the contract. Don’t panic - often cover can easily be increased at very little cost.

Tip

Your insurance advisor should also be able to give some useful advice on how to minimise the risk of operating on someone else’s site and reduce your insurance exposure.