Documents related to 'insurance'
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Buildings insurance If you either own or rent premises, having an adequate buildings insurance policy is essential. Don't be tempted to underinsure in order to save money. It could prove to be a false economy. ... Read more
18 Oct 2009
Public liability insuranceIf you have premises where members of the public, clients and/or customers visit, it would be very prudent to ensure you've got this type of insurance in place. It will also cover the scenario where you or an employee visit a ... Read more
19 Jun 2009
Employers' Liability insuranceIf you employ one or more employees, then you must have Employers' Liability insurance (ELI) in place. You must be insured for at least £5m and have the policy displayed where your employees can see it.... Read more
01 Jun 2009
How does a lease work?A leasehold agreement is a contract. However, as it relates to land, it will often contain unfamiliar language and all sorts of traps for the unwary. This checklist will help you stay out of trouble. ... Read more
06 Dec 2009
Why should we consider leasehold premises?A leasehold premises can offer many advantages over a freehold - but there are pitfalls too. You need to be aware of them all to be able to make a balanced decision. ... Read more
27 Apr 2009
Driving at workJust because some of your employees are out on the road, doesn't mean you're not responsible for their safety. Make sure you still operate a safe system of work. Use this checklist to help achieve this. ... Read more
08 Feb 2009
Premises safety checkIt goes without saying that most accidents will happen in the workplace. To minimise the risk of this occurring, and to avoid any claims, use this checklist to ensure that your premises are a reasonably safe environment for both ... Read more
25 Jun 2009
Should we buy or rent?That's the $64,000 question. There are pros and cons to both options. Use the checklist to work through them. ... Read more
01 Jan 2009
How to make a claim What, where and how do you make a claim if an insured event occurs? The events in the immediate aftermath of a claim can be crucial and the steps you take can be very significant should your claim be disputed.... Read more
25 Oct 2009
Contents insuranceYour stock, machinery and equipment are valuable items and integral to the business. It's a good idea, therefore, to check that these items are properly insured, so that your business can continue to function in the event of an emerg... Read more
23 Oct 2009