Checklists for business - Insurance

How to arrange coverFinding the right source to arrange your insurance is an important part of the process. You can either go direct to the insurance company or through an intermediary.... Read more

What to do if your claim is rejectedDon't just assume that your insurance company will pay out. It's not unknown for claims to be rejected. However, if this happens, all's not lost.... Read more

How to make a claim What, where and how do you make a claim if an insured event occurs? The events in the immediate aftermath of a claim can be crucial and the steps you take can be very significant should your claim be disputed.... Read more

Contents insuranceYour stock, machinery and equipment are valuable items and integral to the business. It's a good idea, therefore, to check that these items are properly insured, so that your business can continue to function in the event of an emerg... Read more

Buildings insurance If you either own or rent premises, having an adequate buildings insurance policy is essential. Don't be tempted to underinsure in order to save money. It could prove to be a false economy. ... Read more

What's compulsory and what's optional? You're legally required to have some types of insurance. Failure to comply will be a criminal offence. It could also mean that if a claim is made, the business itself will have to pay out compensation to meet it. ... Read more

Choosing the right policyAll businesses require insurance cover. Getting the right type of cover at the right price is, and could be, very beneficial to your company. ... Read more

Public liability insuranceIf you have premises where members of the public, clients and/or customers visit, it would be very prudent to ensure you've got this type of insurance in place. It will also cover the scenario where you or an employee visit a ... Read more

Keyman, legal expenses and business interruption insurance Although none of these types of insurance are mandatory, they are all very important in their own right and should be considered because they could prove to be beneficial for any business.... Read more

Employers' Liability insuranceIf you employ one or more employees, then you must have Employers' Liability insurance (ELI) in place. You must be insured for at least £5m and have the policy displayed where your employees can see it.... Read more