Introduction to this document

Flow chart - student loan repayments

Whatever type of student loan you have youre required to make repayments when your earnings reach a certain level. You may have more than one type of student loan each with different repayment stating points and rates of repayment. Repayments are mainly made through the PAYE and self-assessment tax system.

flow chart

Use the Flow Chart - Student Loan Repayments to determine when you will start to repay your student loan(s), how much the repayments will be and how they will be collected from you.

You can find detailed information about student loans at and information about HMRCs role in administering and collecting loan repayments at